Top 5 Payday Loans Online California Same Day Guaranteed Approval No Credit Check | California Loans 2022

Paying for emergency expenses or those gorgeous boots on sale can be difficult when there's too much month at the end of the cash! Blame it on the cost of living, inflation, global warming, or holes in those dratted pockets, but the fact is the average American doesn't always have access to a tidy nest egg or savings accounts account.

However, California loans could be the financial solution you need. California loans are generally easier to get than traditional bank loans and are a quick, no-fuss solution for unexpected expenses that can be repaid using flexible monthly repayment options.

Knowing which California loans are best for you can be difficult when wading through the quagmire of loan options on the internet. However, our editor's pick below showcasing the best California loans providers in the USA can help smooth the process.

Best California Loans Online - Quick Overview

  1. Low Credit Finance: Overall Best for Payday Loans Online California
  2. Viva Payday Loans: Best for Bad Credit Loans California
  3. Big Buck Loans: Best for Instant Same Day Payday Loans Online California
  4. Heart Paydays: Best for Payday Loans Online California with No Job
  5. Green Dollar Loans: Best for Quick Approval Installment Loans California

Best Payday Loans Online California of 2022

1. Low Credit Finance: Overall Best for Payday Loans Online California

Bad credit borrowers impeded by a bad credit score may find accessing fast cash difficult via traditional lenders. However, when using Low Credit Finance to access payday loans online California, those with bad credit are quickly linked to potential lenders who can assist.

Lenders via Low Credit Finance offer borrowers payday loans online California with bad credit access to affordable loan amounts from $100 to $5000. Payday loans online California typically have repayment options between 3 and 24 months with lender-advised interest rates of 5.99% to 35.99%.

Lenders on the Low Credit Finance platform offer loans with straightforward application processes and quick payouts. Once the online application form is submitted, borrowers wait approximately 2 minutes for an answer from lenders that can provide them with payday loans online California.

Low Credit Finance provides its time-saving, loan-finding site services to borrowers free of charge, which is great news for those who don't need extra expenses when cash is short. Furthermore, bad credit borrowers and those with excellent credit scores are welcome to apply for payday loans online California if they meet the eligibility requirements and can afford the loan. Borrowers can expect their payout in under 60 minutes if their application is approved.

Overall, we found the Low Credit Finance platform the best option for fast application processing and affordable payday loans online California values, putting them at the top of the leader board in our books!

Eligibility Requirements for Payday Loans Online California

  • Legal age limit of 18 years +
  • Valid US ID
  • Income cannot be lower than $1000 per month
  • Documentary proof of income and address required

Pros of Payday Loans Online California

  • Full application online
  • Bad credit scores welcome to apply
  • Fast payments in 60 minutes or less

Cons of Payday Loans Online California

  • Interest rates can jump to 35.99%

Click Here To Apply Online For California Loans

2. Viva Payday Loans: Best for Bad Credit Loans California

When applying for bad credit loans California via Viva Payday Loans, borrowers can access simple loan applications without confusing industry jargon or jumping through proverbial hoops.

While investigating the loan-finding site's many benefits, we were astounded at its quick and fuss-free online application system. Once bad credit loans California applications are submitted on the platform, borrowers have a short two-minute wait before receiving an answer from possible lenders.

Although Viva Payday Loans is known for its bad credit loans California, this isn't the only type of loan their lenders offer. Borrowers from all financial backgrounds can access the cash they need. For example, student loans, self-employed loans, bad credit loans, and more are on offer to those borrowers who meet the eligibility and affordability requirements.

After the simple online application form for bad credit loans California is complete and submitted, the approval process takes just two minutes. From there, borrowers are matched to lenders who can offer them the bad credit loans California they need. On approval, bad credit loans California are usually paid out on the same day or within 24 hours if there is a delay.

Borrowers applying for bad credit loans California can choose a loan value and repayment option that suits their financial situation. For example, loan values can be as small as $100 or as large as $5000, depending on the borrower's needs. Flexible repayment terms are on offer, and these range between 3 and 24 months. Note that larger bad credit loans California values are usually repaid over a longer period. Like all loans, bad credit loans California attract interest charges; these are set by the lender and can be as low as 5.99% but no higher than 35.99%

Compared to similar loan-finder sites, Viva Payday Loans trumps them all when it comes to providing a variety of bad credit loans California, an easy application process, and flexible repayment options.

Eligibility Requirements for Bad Credit Loans California

  • All applicants must be 18 years/older
  • Legal US resident (citizen/hold residency)
  • $1000 + per month minimum earnings

Pros of Bad Credit Loans California

  • Easy to understand online application
  • Quick payments – same day
  • Fast turnaround on approvals under 2-minutes

Cons of Bad Credit Loans California

  • APR rates can be higher than other forms of lending.

Click Here To Apply Online For California Loans

3. Big Buck Loans: Best for Instant Same Day Payday Loans Online California

Big Buck Loans is a tough competitor for other loan-finding sites on the market. Their straightforward, minimal fuss approach to payday loans online California applications pits them against many loan-finder sites available to borrowers in search of quick payday loans online California.

Although Big Bucks Loans don't provide the actual loans, they connect borrowers with potential lenders offering payday loans online California of between $100 and $5000. Lenders via Big Buck Loans also offer flexible repayment options of 3 to 24 months and affordable interest rates of 5.99% to 35.99%.

With their no-frills, free application process, and speedy disbursements paid in 60 minutes or less, Big Buck Loans lands smack bang in the middle of our list of best US providers of payday loans online California, a safe spot to be sure!

Eligibility Requirements for Payday Loans Online California

  • Income must be at least $1000 + monthly
  • Legal age limit of 18 +
  • Applicants must be able to afford the loan

Pros of Payday Loans Online California

  • Straightforward, 100 % online application
  • Disbursements in 15 to 60 minutes
  • Loan finding service provided free of charge

Cons of Payday Loans California

  • Potential APRs of 35.99%.

Click Here To Apply Online For California Loans

4. Heart Paydays: Best for Payday Loans Online California with No Job

Not everyone earns their income via traditional forms of employment. This can make it tricky to get the payday loans online California borrowers need from local high street banks. However, lends vias Heart Paydays offer excellent payday loans online California solutions to those who earn their income via other means. Borrowers in regular employment or those who are self-employed or receive their monthly income via other means can easily apply for payday loans online California via lenders on the Heart Paydays platform. Payday loans online California range from $100 to $5000 and can be repaid over 3 to 24 months with interest rates of 5.99% to 35.99%.

Approved loans are paid out promptly, taking just 60 minutes or less to land in the borrower's bank account. If any issues delay payment, these are usually resolved within 24 hours.

The fast application process for payday loans online California on Heart Paydays and their even faster payout process gives this loan-finder site the proverbial edge in the loans market.

Eligibility Requirements for Payday Loans Online California

  • Under 18s restricted
  • Minimum income of $250 per week
  • US bank account that supports direct deposits
  • Applicants must supply US ID, income details/US address

Pros of Payday Loans Online California

  • Fast approvals and payments
  • Quick online application
  • Wide variety of loan options and terms

Cons of Payday Loans Online California

  • High interest rates

Click Here To Apply Online For California Loans

5. Green Dollar Loans : $255 Payday Loans Online

Green Dollar Loans provides borrowers with access to installment loans California in a flash. Borrowers can use this free loan-finding site to connect with potential lenders.

From small loans of just $100 to larger loan values of $5000, lenders via Green Dollar Loans provide the perfectly sized installment loans California to suit your budget. Their easy repayment terms of 3 to 24 months make installment loans California affordable and easy to repay. Plus, their interest rates are no higher than most lenders offering installment loans California, ranging from 5.99% to a maximum of 35.99%

Their easy application process, convenience, and flexibility put Green Dollar Loans a cut above the rest, which is why we've included them on our editor's top pick list!

Eligibility Requirements for Installment Loans California

  • Valid US ID and Social Security number
  • Legal age requirement 18 +
  • Income minimum $1000 + per month

Pros of the Installment Loans California

  • Wide variety of loan options and terms
  • Quick disbursements in 15 to 60 minutes
  • Interest rates start at 5.99%

Cons of Installment Loans California

  • APR rates capped at 35.99%.

Click Here To Apply Online For California Loans

What Are Payday Loans California & How Do They Work?

California loans are small cash sums ranging between $100 and $5000 offered to those who meet the eligibility criteria. $255 payday loans online same day California are a popular choice for those who need a quick cash boost. Interest rates apply to $255 payday loans online same day California and much higher amounts, and ranges from 5.99% to 35.99%. These APR charges are added to the loan value and repaid as per the repayment schedule agreed with the lender.

How to Apply for Payday Loans California

Applying for payday loans California is quick and super easy; use the below steps to obtain yours today!

Step 1: Select the Required Payday Loans California Amount & Term

Select the loan value from $100 to $5000 you need and the repayment term you prefer.

Step 2: Complete the Online Application Form for California Payday Loans

Complete the online application form with your personal details. You will need to provide basic information including, full name, US ID/residency information, US address, US employment information, US banking details, and monthly expenses.

Step 3: Wait A Few Minutes for Feedback on Your Online Payday Loans California Application

Wait approximately two minutes, after which you should receive notification from lenders who can assist you with California payday loans. If you continue with the loan application, this is done directly with the lender.

Step 4: Receive, Read & Sign the Loan Contract Before Getting the Online Payday Loans California

The lender will send you a loan contract to read and sign to finalize the online payday loans California process. On receipt of the signed agreement, the lender will pay the loan value into your bank account.

Features & Factors of Online Payday Loans California

Online Payday Loans Amounts

Borrowers should select a loan value they can reasonably afford to repay. Choosing a high value loans California can negatively impact the affordability assessment conducted by lenders and affect the loan approval.

Payouts on Loans California

Quick payments are often associated with loans California. Borrowers using loan-finding sites to get loans California can expect payment in 60 minutes or less unless a delay occurs, which may result in payment being made in 24 hours.

Interest Charged on Hard Money Loans California

APR rates on hard money loans California can range from 5.99% to 35.99%; the lender sets these rates.

How Did We Choose California Hard Money Loans Providers?

We used the below criteria when selecting the top hard money loans California providers in the US:

  • Fast, straightforward online application process
  • Affordable loan values between £100 and $5000.
  • Bad credit options for all borrowers
  • Basic eligibility requirements.
  • Interest rates capped at a maximum of 35.99%.


In the race to the top of our editor's top pick list, Low Credit Finance certainly wins first prize regarding California hard money loans; you only have to re-read the review to see why! However, our other candidates provide equally viable California hard money loans options. You can quickly access the California hard money loans you need by linking to reputable lenders using Viva Payday Loans, Big Buck Loans, Heart Paydays, or Green Dollar Loans.


Are There No-Credit-Check Online Installment Loans California?

Borrowers with poor credit scores looking to access installment loans California without a credit check can find great loan options using loan-finder sites such as Low Credit Finance. While credit checks are mandatory as per US law, the results are not always used to reject installment loans California applications.

Can You Have Multiple California Loans?

Yes, accessing multiple payday loans California is not unusual because they are used for many types of loans, which can cover vehicle loans, mobile phone loans, and personal loans.

Can I Get California Loans with Bad Credit?

Yes. Besides your credit score, lenders also look at other mitigating factors, such as affordability and your current financial situation, when reviewing your California loans application.

Disclaimer: This is a paid advertisement. The loan websites reviewed are loan-matching services, not direct lenders, therefore, do not have direct involvement in the acceptance of your loan request. Requesting a loan with the websites does not guarantee any acceptance of a loan. This article does not provide financial advice, please seek help from a financial advisor if you need financial assistance. Loans available to U.S residents only. The owner of the loan website(s) may be paid commission by a third party if you make a request for a loan.

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